定期存款,英文名Fixed Deposit,或者大家常說的FD,是一個穩賺的投資方式。定期存款的運作方式是用戶把一定數額的錢存入到定期存款戶頭,然後用戶可以選擇定期存款的期限,最短1個月,在這一個月內用戶將不能提取這筆錢,一旦提取,用戶將無法獲得利息,反之銀行將會根據用戶設定的期限而派發利息。
這裡為大家介紹CIMB Bank的定期存款。
資格:
18歲或以上
大馬或非大馬公民
1個月定存期:最少存放RM5000
1個月以上定存期:最少存放RM1000
Eligibility:
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Individuals aged 18 years and above who are either
residents or non-residents.
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Business enterprises operating in Malaysia.
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Joint account is allowed.
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Executors or administrators.
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Requirements:
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Minimum initial deposit of RM5,000 for 1 month.
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Minimum initial deposit of RM1,000 for 2 months and above.
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NRIC or passport.
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A copy of utility bill for verification of address.
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For business enterprises: Company M&A, Form 24 &
49 and company's resolution to open account.
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以下是CIMB Bank的定期存款(Fixed Deposit Rate)匯率:
Tier 1 (Effective from 16/07/2014)
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1 month
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3.25
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2 months
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3.25
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3 months
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3.30
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4 months
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3.30
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5 months
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3.30
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6 months
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3.35
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7 months
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3.35
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8 months
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3.35
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9 months
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3.35
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10 months
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3.35
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11 months
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3.35
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12 months
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3.40
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13 - 14 months
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3.15
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15 - 17 months
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3.00
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18 - 23 months
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3.00
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24 - 35 months
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2.95
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36 - 47 months
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3.00
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48 - 59 months
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3.05
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60 months
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3.15
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Tier 2 (Effective from 16/07/2014)
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1 month
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3.20
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2 months
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3.20
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3 months
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3.25
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4 months
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3.25
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5 months
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3.25
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6 months
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3.30
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7 months
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3.30
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8 months
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3.30
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9 months
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3.30
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10 months
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3.30
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11 months
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3.30
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12 months
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3.30
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13 - 14 months
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3.15
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15 - 17 months
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3.00
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18 - 23 months
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3.00
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24 - 35 months
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2.95
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36 - 47 months
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3.00
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48 - 59 months
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3.05
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60 months
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3.15
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