人民银行定期存款 / Bank Rakyat Deposit Account-i
资格 / Eligibility
1. 个人 / Individuals
2. 马来西亚公民 和非马来西亚公民 /
Malaysian and non-Malaysian citizens
3. 社团 / 团体 / Associations/Cooperatives/Corporations
4. 政府部门 / Government
Entities
户口类型 / Types of Account
1. 个人户口 / Personal
Accounts
2. 联名户口 / Joint
Accounts
3. 信托户口 / Trust
Accounts
4. 社团 / 团体户口 / Association/Cooperative/Corporate Accounts
5. 政府部门户口 / Government
Entity Accounts
最低数额 / Minimum Deposit
|
最低数额 / Minimum Deposit
|
时长 / Duration
|
|
RM500
|
2 to 60 months
|
|
RM5,000
|
1 month
|
事项 / Special Features:
1. 开户口时就已经设定了相关利率 / Profit rate is determined at the opening of an account
2. 五千令吉存款的利息将每个月发放 / Deposit of more than RM5,000, profit is
paid monthly
3. 可自动更新 / Automatic
renewal upon request
4. 收据可用作抵押品 / Deposit Certificates may be used as collateral for other
Syariah-compliant financing
5. 保险 / Takaful
coverage
利率 / Profit Rate
|
月 / PERIOD OF DEPOSIT
(MONTH)
|
利息 / RATES (%)
|
|
个人 / INDIVIDUAL
|
|
|
1
|
3.40
|
|
3
|
3.70
|
|
6
|
3.90
|
|
9
|
3.95
|
|
12
|
4.10
|
|
15
|
4.12
|
|
18
|
4.15
|
|
24
|
4.20
|
|
36
|
4.25
|
|
48
|
4.30
|
|
60
|
4.50
|
|
>60
|
4.55
|
注 / Note: 2014年12月31日起生效 / Effective 31st December
2014.
