近来在马来西亚最热门的信用卡莫属Maybankard 2 Gold Card了。用户可以在申请时得到2种卡(主卡和副卡),分别是Maybankard 2 American Express® Card 和 Maybankard 2 MasterCard。
Maybankard 2
Gold Card之所以热门的原因是每月低收费和拥有先进回扣。以下为这款信用卡的好处和申请资格。符合资格的人士也许可能考虑Maybankard 2 Gold Card。持有多张卡,不如持有一张好卡!
好处 / Benefits
1. 用户可以通过一次过的申请得到2种卡,主卡和副卡。
The benefits
of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard,
in one sign up and one statement.
2. 用户在使用信用卡(Maybankard 2 American Express Card)消费时可得到5x TreatsPoints,政府、教育和保险消费除外。
5x
TreatsPoints for all spend on your Maybankard 2 American Express Card in
Malaysia or anywhere else in the world except Government Bodies, Education
Institutions and Insurance Provider.
3. 用户在使用信用卡(Maybankard 2 American Express Card)消费政府、教育和保险时可得到2x TreatsPoints。而,使用信用卡(Maybankard 2 MasterCard/Visa Card)消费时可得1x TreatsPoints。
2x
TreatsPoints for every RM1 spend on your Maybankard 2 American Express Card at
Government Bodies, Education Institutions and Insurance Providers. 1x
TreatsPoints for all spend on your Maybankard 2 MasterCard/Visa Card.
3. 用户在使用信用卡(Maybankard 2 American Express Card)可获5%周末现金回扣。不过从8月1日开始,5%现金回扣将改成5%周末餐饮现金回扣。
5% Weekend
cash back when spend on Maybankard 2 American Express Card.(Starting from 1 August 2015, the 5%
Weekend Cashback Card Benefit will no longer applicable for Maybank2 American
Express. The 5% Weekend Cashback will be replace with 5% Weekend Dining
Cashback.)
4. 信用卡收费最低从8.88%起。
Finance
charge as low as 8.88%* per annum on your outstanding balance.
申请资格 / Who can apply?
1. 马来西亚公民,年薪最低3万令吉。
Malaysians
with a minimum annual income of RM30,000
2. 主卡持有人必须21岁至65岁。
Principal
cardholders: those between 21 to 65 years old
3. 副卡只有人必须18岁至65岁。
Supplementary
cardholders: 18 years old to 65 years old
申请所需文件 / Required Documents
Please
include the following with your application form:
受雇人士 / If you are salaried employee:
a. Copy of
NRIC (both sides) or Passport
b. Latest 3
months' salary slips
c. Latest 6
months' savings account activity/current account statements
自雇人士 / If you are self-employed:
a. Copy of
NRIC (both sides) or Passport
b. Income
Tax Return (Form B/Latest EA form)
c. Copies of
Business Registration Certificate/Trading License/ Form 9, Form 24, Form 49
d. Latest 6
months' company/personal Bank Statements
外籍人士 / If you are an expatriate:
a. Letter
from employer confirming duration of employment contract in Malaysia