马来西亚雇员公积金会员的户口分为第一户口(Akaun 1)和第二户口(Akaun 2)。第一户口的存款数额占了整个户口的70%,而第二户口占了30%。
第一户口内的存款是名副其实的养老金或退休金,年龄还未达55岁退休年龄是不被允许提领第一户口的存款。
大家都知道公积金第二户口的存款是可以提领出来做为购买房子、缴付医药费、教育经费等用途。可是你知道吗?除了以上提到的几种,其实公积金第二户口还有其他鲜为人知的用途,公积金会员一共有15种理由可以提领户口中的存款。
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提领存款情况 / Types Of Withdrawals
1. 50岁提款 / Age 50 Years Withdrawal
2. 55岁提款 / Age 55 Years Withdrawal
3. 一次过缴清 / 减低房屋贷款 / Withdrawal to Reduce / Redeem Housing Loan
4. 丧失工作能力提款 / Incapacitation Withdrawal
5. 移民提款 / Leaving Country Withdrawal
6. 教育经费提款 / Education Withdrawal
7. 可领退休金提款 / Pensionable Employees Withdrawal And Optional Retirement Withdrawal
8. 投资提款 / Members' Savings Investment Withdrawal
9. 支付买房头期提款 / Withdrawal to Purchase / Build a House
10. 存款达100万时提款 / Withdrawal Of Savings Of More Than RM1 Million
11. 房屋供期提款Housing Loan Monthly Installment Withdrawal
12. 死亡提款 / Death Withdrawal
13. 房屋装修 / 可选择性提款 / Flexible Housing Withdrawal
14. 医药提款 / Health Withdrawal
15. 朝圣提款 / Hajj Withdrawal
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大家都知道公积金第二户口的存款是可以提领出来做为购买房子、缴付医药费、教育经费等用途。可是你知道吗?除了以上提到的几种,其实公积金第二户口还有其他鲜为人知的用途,公积金会员一共有15种理由可以提领户口中的存款。
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提领存款情况 / Types Of Withdrawals
1. 50岁提款 / Age 50 Years Withdrawal
2. 55岁提款 / Age 55 Years Withdrawal
3. 一次过缴清 / 减低房屋贷款 / Withdrawal to Reduce / Redeem Housing Loan
4. 丧失工作能力提款 / Incapacitation Withdrawal
5. 移民提款 / Leaving Country Withdrawal
6. 教育经费提款 / Education Withdrawal
7. 可领退休金提款 / Pensionable Employees Withdrawal And Optional Retirement Withdrawal
8. 投资提款 / Members' Savings Investment Withdrawal
9. 支付买房头期提款 / Withdrawal to Purchase / Build a House
10. 存款达100万时提款 / Withdrawal Of Savings Of More Than RM1 Million
11. 房屋供期提款Housing Loan Monthly Installment Withdrawal
12. 死亡提款 / Death Withdrawal
13. 房屋装修 / 可选择性提款 / Flexible Housing Withdrawal
14. 医药提款 / Health Withdrawal
15. 朝圣提款 / Hajj Withdrawal